Realize Your Dream of Home
Ownership

VA Loans in Kootenai County, Bonner County, Spokane County

Hello! My name is Lucas Schell, and I am a dedicated mortgage loan officer at Core Home Lending, LLC. With years of experience in the mortgage industry, I am passionate about helping people achieve their dreams of homeownership. I understand that each client has unique needs, and I am committed to providing personalized loan solutions that best suit their financial goals and circumstances.

FHA Loans, VA Loans, USDA Loans, Jumbo Loans, Conventional Loans, Commercial Loans, Reverse Mortgages, Nonqm Loans, and Bridge Loans are some of the many options that I specialize in. Whether you're a first-time homebuyer exploring FHA Loans, a veteran interested in VA Loans, or a homeowner looking to tap into the equity of your home through Reverse Mortgage, I am here to guide you through the process with expertise and care.

Kootenai County is a vibrant area with a strong sense of community, and I am privileged to serve the residents here. If you are a veteran in Kootenai County, I am particularly passionate about helping you explore the benefits of VA Loans, which offer favorable terms and support for our nations heroes.

Bonner County is known for its breathtaking natural beauty, and its a pleasure to work with individuals and families in this picturesque region. If you're considering a VA Loan in Bonner County, I can provide you with comprehensive information about the advantages and eligibility requirements specific to this area.

Spokane County is a dynamic and diverse area, and I am dedicated to helping its residents achieve their homeownership dreams. For veterans in Spokane County, VA Loans can be an excellent option, providing access to favorable loan terms and benefits as a token of appreciation for their service to our country.

I am committed to being a trusted partner for my clients in Kootenai County, Bonner County, and Spokane County. Whether you're interested in VA Loans or any other type of mortgage loan, I am here to provide expert guidance and unwavering support as you make one of the most significant financial decisions of your life. Lets embark on this journey together and turn your homeownership dreams into reality!

What our clients say about us!

My fiancé and I worked with Lucas and him and his team went above and beyond for us to get our home loan to where it was great for us and the sellers . They also were very quick and polite to answering any questions we had, and if any sort of issue arose, he resolved it in a very timely fashion. We had a great experience and will refer other to them for their home buying experience.

Lucas helped us successfully navigate our mortgage which included... relocation, beginning retirement, and a trust all during a volatile financial climate. Everything went smoothly and right on time for our closing. Lucas patiently found a better rate for us. And by the way... he is calm, focused and hard working. Extremely pleased with our outcome. With Aloha, D Higg

Lucas and his team were absolutely awesome to work with! Lucas answered every question we had and kept us informed every step of the way. This is our second time using Lucas and we will go back to him every time, 10/10 recommend!

Lucas Schell is awesome. The Title company even said that all the interactions with the Lucas’ team were above and beyond professional, but also friendly. It's the reason we keep coming back! As a Realtor and as a customer -- my go to in 3 states.

Lucas Schell is the best at what he does in the lending field. Exceptional service and great rates, made funding our loan an easy process! Highly recommend!

Our experience with Lucas was great! Lucas Schell did a great job providing the support necessary to get us set up well with our mortgage and simplified the process. Thank you Lucas for helping us through this process. You were great!

Lucas was professional, attentive and friendly. Lucas made sure my home loan went smoothly. I had no worries with Lucas and would highly recommend him.

Lucas is awesome and nice person.. He helped us with all the home loan process. He did a great job!!. How first buyers, we had a lot questions and He always was able to answered fast and clear. Totally recommend.! Gracias Lucas por todo tu trabajo y hacer q el proceso fuera simple.. Muy recomendable.!!!

Where do I even begin... To say I highly recommend would be an understatement. Lucas Schell went above and beyond for me and my family. He enabled the dream of being a home owner into our reality. He listened to me and believed in me and the direction I wanted for our future. This incredible man never once said I couldn't or can't when a challenge rose up he figured out how to navigate through it always a step ahead and gave me the tools to accomplish everything needed when going through the process of buying a home. He is sincere, honest, funny, kind and absolutely hands down the most amazing mortgage consultant I have ever had the pleasure of working with. Everybody I know who has been through the process of buying a home told me what a stressful, awful process it was going to be but because of Lucas I never had to experience anything like that. I can gueniunly say that from the first conversation I had with him it has been such a positive and rewarding process. Honestly to anyone looking to purchase a home whether it be your first or twenty first time, do yourself a favor and call this gem, you will not regret it, not even a little!

Lucas Schell was by far the best mortgage consultant my wife and I have ever had. Knowledge and experience are everything in this business and we never had any doubts with Lucas. I really appreciate how transparent he was through the whole process. Always very quick to respond day or night and weekends. This is our third home and was by far the best experience we’ve had. Thank you Lucas!!!!

If you want a lender that goes above and beyond your expectations then Lucas Schell is your guy! Professional, reliable, stellar work ethic, friendly, and integrity are words that come to mind when I think of our home buying experience with Lucas.

Outstanding support from Lucas Schell and the whole team. The entire process was smooth and easy to understand- the team stayed in regular contact and kept us up to date on all progress.

Lucus was very nice and extremely knowledgeable. He help us get a great rate and prevented us from getting ourselves into something you can't afford.

Lucas Schell was great to work with throughout our home buying process. We were looking for a home for months and months and he was very helpful and engaged throughout the process.

We have been working with Lucas for a couple of years and I couldn't have anything better to say. He was thorough with his answers, patient, and almost always available (even outside of business hours). This was our first home purchase and I wouldn't ever go through anyone else! If you're looking for someone who is knowledgeable and has experience then I highly recommend using Lucas.

Lucas Schell and his team did a great job handling my new home mortgage without any problems. He explained everything upfront, kept me up to date and made this portion of buying a new home painless.

Hands down, the most comforting part of buying a home, was the support we received from Lucas. I will continue to recommend Lucas to everyone.

Lucas was incredible! We had a cluster situation with a bad bank when we refinanced and he was able to sort through it and get everything resolved and our refinance completed. We can't tell him how appreciative we are for how much work her personally did. It absolutely felt like he was on our team and not just a bank talking to a client. He and his team were helpful, patient, and very personable! Thanks Lucas!

As a first time home buyer, I knew I would have many questions throughout the process, but team Lucas Schell, made the whole experience seem seamless and very organized. Lucas would kindly field all of my questions, was available morning or night, and provided added guidance and transparency when needed. I felt like it went above and beyond what a lender would provide and would highly recommend their services.

This was a complex transaction and Lucas Schell did an excellent job. We went through 3 different lenders to get the best rate available. I would highly recommend Lucas in the future

Our experience with Lucas Schell was first rate. The speed and accuracy was amazing. Lucas and the whole team rushed to answer any questions, and I had a lot of those. I was constantly sending them emails asking something different each time. They never failed to answer quickly and never seemed bothered or irritated at my constant asking. I so appreciated their constant kindness and willingness to help. Thanks Lucas and the team, you guys are the best!

Lucas led us through our home buying process really carefully and helpfully. Lucas was always responsive on email, even when I wasn't! He knew the process inside and out, answered all of our questions and made everything work in the background. He was excellent. Hopefully this will be the last house we ever buy, but if not, we would use him again in a heartbeat.

Lucas at Platinum Mortgage, absolutely fantastic experience, very thorough, knowledgeable. He made the whole purchase seem easy and smooth, there is a reason Lucas and his team get 5 star reviews, Lucas is just a fine example of why, thanks, Ryan and Karen

Lucas Schell by far made this the easiest and smoothest transaction that it could be. Text or email him anytime with question or concerns and he would respond, INCLUDING nights and weekends. I would recommend Lucas and his team to anyone that asks me. Never once did we not feel valued and cared about. thank you again guys. And now because of him we own our 1st home. thank you Lucas!!!

Our experience with Lucas Schell was first rate. The speed and accuracy was amazing. Lucas and the whole team rushed to answer any questions, and I had a lot of those. I was constantly sending them emails asking something different each time. They never failed to answer quickly and never seemed bothered or irritated at my constant asking. I so appreciated their constant kindness and willingness to help. Thanks Lucas and the team, you guys are the best!

Lucas did a great job at staying in contact with us through out the whole house buying process! We would definitely use him again!

Lucas was amazing !! Was able to save the day !! It was our fist time buying a house, and he was great at walking us through the process.

Lucas was an absolute rockstar! we were initially not approved for our mortgage loan without crazy money down and other stipulatuons. our builder suggested Lucas so I gave him a call. it took only until the next morning to approve us and start our new build stipulations. he made everything easy, and understandable. explained everything, how the process would go, and what all I needed to do. while the house was being built. he got me great loan options and even got my home owners insurance reduced from our previous mortgage insurance company by almost half. everything worked out great and he went above and beyond to deal with my 500 questions and non stop text and phone calls. I was "that guy" that wouldn't leave him alone. he answered his phone calls and texts very quickly and stayed on me about my responsibilities. needless to say Lucas is the man and I wont even attempt to go through anyone else on our next home. I think so highly of him that we are even inviting him to our house warming party

 

Lucas Schell was very knowledgeable and efficient with my home re-finance loan. He has great customer service skills and the whole process was a very positive experience, from start to finish. Thank you Lucas!

Lucas was personable, thorough, and efficient. He made a complicated process simple and easy to understand. We would work with him again.

This was my second time working with Lucas in cda. Could not be happier

Lucas made the process from start to finish easy. Thank you so much for everything.

Lucas was great to work with both times super helpful and everytime something come up he was alwas right on top of it he goes above and beyond for his clients. Really a great guy and will deffenatly use on my next house cant say enough good about the guy thanks Lucas!

Lucas is amazing we've bought two houses and gone through him with both of them. I highly recommend him to everyone buying a house. Lucas truly cares about the people he's working with and makes sure that you taken care of.

A year ago, we contacted Lucas for a home loan application, and he pointed us in the right direction. We just met with him again yesterday, and he was super helpful in pointing us in the right direction again. Lucas is really insightful and is someone I can recommend to everyone, for his professional yet welcoming demeanor. 5 stars!

 

Lucas and his team were a phenomenal asset to have in our corner when buying our home. They went above and beyond what we ever expected. I highly recommend Platinum Home Mortgage to anyone looking to buy a home!

Lucas helped us with a complicated loan and walked us through the entire process. He was instrumental in getting issues taken care of with the underwriters when they came up. We are grateful for the knowledge Lucas has which helped secure our loan. We will forever be a client of Lucas'.

Lucas did an excellent job from start to finish helping us with our dream home loan. Highly recommend.

2nd time financing with Lucas glad to be back with a bank that cares about their clients. Lucas was very helpful and knowledgeable of the VA refinance for my home.

Lucas was amazing to work with! Very responsive, and extremely friendly. Anybody who needs a home loan should definitely go see him!

Lucas is the man! Got us a great rate and was always available. I mean always available! We often had questions on Saturday's and Sunday's and he always answered his phone. The process was easy and he kept us informed every step of the way. You wont go wrong using him.

Lucas Schell and his team are the very best!! The whole process was an enjoyable experience. I highly recommend Lucas Schell!

Lucas was great to work with. I would highly recommend him!

Lucas and his team were amazing to work with as my wife and I went through the process of buying our first house. He handled the complexity of the process and made our move to a new house that much easier!

Lucas was great and easy to work with, he made the whole first homebuying process easy and stress-free. He was always available to answer questions and continuously checked in to make sure we had everything we needed. Very thankful to have him and his team behind us.

Lucas Schell is a top notch professional. He always had time for me and my concerns. He made buying a home a breeze. Will recommend to others. I also will be using him and his team in the future.

Lucas was amazing to work with! He made our home buying experience the best that we could ask for. If I could give him more than 5 stars I definitely would!

My experience with this company was phenomenal. I spoke with Lucas Schell exactly two years prior to closing almost to the day. He directed me how to get my finances and credit in order with specific information and contacts to make building my credit quicker and easier. He then accepted calls periodically answering questions and ultimately made the dream come true for our family essentially by treating us as such. We are eternally grateful for this company and how painless and simple it was to accomplish our goals. I have and will continue to recommend this company for any person that requires exceptional customer service.

I would recommend Lucas Schell to any Veteran. He met and surpassed all expectations.

Excellent service! When we decided to purchase a home in the Coeur D'Alene area I knew we would need to find a great lender so I turned to the internet to help me find one and I struck pure GOLD when I found Lucas Schell and his team. He was quick to respond to any email or text or phone call....even on weekends! Our purchase went smoothly because of Lucas and his regular communication. I would definitely recommend Lucas to any one in need of a home loan.

Lucas is awesome!!!

I worked with Lucas and could not be happier. He guided me through the whole process which made it so easy for me and was extremely helpful at all times. I definitely recommend him to help get your loan!!!!! Now, I’m sitting in my house that I can call all mine due to Lucas and his team! Thank you!!!!

Lucas and his team in Coeur d’Alene were great! Really walked me through the process and answered all of my questions promptly! I would highly recommend them!

Lucas is a superstar. He helped my husband and I purchase our first home through a very busy and stressful time in our life. He took control and handled every hiccup that arose. We could not have done it without him! I would recommend him to anyone looking to purchase a house.

Best lender hands down! Lucas went above and beyond, highly recommended!

I have worked with Lucas previously when I purchased my home and again while refinancing my home. He is nothing short of amazing. He gets a list of everything I need to get together, sends me everything I need to do, and communicates/explains the process. He makes the process so easy and simple. I would not want anyone else to handle my lender needs.

We had a smooth loan and escrow thanks to Lucas making sure everything got done on time. We are so grateful for his amazing service and keeping everything simple and easy throughout the process. Highly recommend!

Lucas Schell is the bomb! He made the process easy and seamless. You can trust what he says, he'll shoot straight with you.

Lucas was professional while personable when needed. He was proactive as he knows his job and the process well. Lucas gets you on track early so you can get the mortgage that meets your needs when you need it. I would recommend and do business again.

Lucas and his team at are all-stars! The whole experience start to finish is easy and informed.

Our mortgage consultant, Lucas Schell, did an excellent job. Our loan and interest rate ended up being better than what our own bank had offered. He made the process as painless as possible. Definitely recommend Lucas and his team!

I don't think we can say enough great things about Lucas Schell! He was absolutely amazing and accommodating getting us through the closing process on our kids home. It was a tricky loan but Lucas made it happen. We will be eternally grateful for all the help he provided. He went above and beyond a normal mortgage consultant and for that I will always recommend him to anyone buying a home.

Lucas was easy to work with and was always available when I had questions.

Lucas provided valuable and cost saving advice as to the type of loan to procure for our home purchase saving us literally thousands of dollars and time. Lucas' honesty and willingness to disregard his own financial gain in the interest of the client is frankly remarkable. He is responsive, kept his word, and obviously knowledgeable. He has our respect and we highly recommend him and will use him in the future. Thank you Lucas!

My son and daughter-in-law worked with loan officer Lucas Schell to buy their first home and it went great!

Lucas was amazing to work with. While he was completely transparent with what needed to happen in our home buying process, he went above our family's expectation to get us our dream property here in Coeur d'Alene. Highly recommended!

Lucas & Vanessa were great to work with. From pre qualifying, to suggesting a realtor, to making an offer and closing the deal, they were with me every step of the way. Lucas was there for advice or information every time I needed it. I highly recommend Lucas & the team at Platinum Home Mortgage!

Lucas Schell has all the “Good Stuff” your looking for! Super fast, knowledgeable, honest customer service. Give him your business... you’ll be glad you did! Rev. Mike Hicks

Awesome experience as usual! Lucas and his team have now handled our new home purchase and now the refi! Awesome work by the entire team walking us through the process! Highly recommend!

Lucas Schell was friendly, knowledgeable, and provided expert advice and recommendations. He went above and beyond to ensure that I had an on time closing and they were able to get me a great interest rate. I felt really comfortable every step of the way. As a first time home buyer, this was a GREAT experience. If you are in the market for a lender, I would HIGHLY recommend Lucas Schell and his team!

Lucas is so awesome, and really helped to streamline the house buying process for us. Thank you!

I worked with Lucas Schell. I had a great experience with Lucas. He was very personal and I felt I received great information from him. Going through the process I learned about the little things. He was in constant contact. When a few things came up that were unexpected he was very informative and guided me through the whole process. Thank you Lucas

Lucas made my mortgage application very easy and answered all my questions. The process went very smoothly!

We were very impressed with Lucas Schell and his dealing with first time buyers. He explained everything in detail throughout the whole time. He made our experience as pleasant as possible.

Lucas is a dear friend and an amazing loan officer. Due to some circumstances beyond my husband and my control we were basically just not able to acquire a home loan the "normal way". Lucas went to work for us and through his hard work and perseverance (and of his team) we were able to close our loan and become homeowners. Lucas never gave up! When one "door close he searched for another door." I cannot thank him and God enough for his diligence! Lucas is the best!!

 

This was my first experience buying a home. I came in pretty clueless! Lucas went above and beyond in every possible aspect. Thoughtful, knowledgeable, patient, responsive, kind . . . everything I could have hoped for going into this and more! Would recommend Lucas to everyone and will continue to use him moving forward! Thank you so much!!!

Very professional team! Lucas, Vanessa and Karen made the process super easy. Lucas was very responsive and helpful with questions we had. Vanessa was very clear in communicating all they needed from us. And Karen was super fast in getting our e-signing together. A ton of moving parts and somehow they made it seem so simple! Thank you!!!

Lucas and his team are amazing! The wife and I were put into an unfortunate living situation, with time being an issue and the winter months, Lucas was constantly keeping us updated and checking to make sure we were alright. There were times where I had questions and I would immediately call or text, and Lucas would answer in mere minutes. I would recommend Lucas and his team to anyone looking for a new home. I'm not a big holiday guy, but this is the best Christmas I've ever had! I'm currently writing this review as I look out the window of my new house! Thanks again Lucas!

We worked with Lucas Schell on our mortgage a few years ago and we loved our experience! We have kept in touch since and he is so great about giving us advice on how to best meet our dream-home goals. If more stars were an option, he deserves 12/10! My husband and I highly recommend him.

We worked with loan officer Lucas Schell to buy a home on Green Bluff with a USDA rural development loan. It went great! We did not have a realtor, and Lucas was extremely helpful, patient, knowledgeable, and kind throughout the whole process. Thanks again Lucas!

Lucas was great. He has gone more than a 100% to help us with the loan. Lucas is very knowledgeable and a great resource of information as he walked us through the process of this loan. Lucas was great to work with and very honest and trustworthy which always made us feel set at ease with this process. I would highly recommend Lucas to anyone trying to buy a home. Thanks again.

Lucas is a hard working person that can make what you might think is an impossibility a wonderful reality. We can't say enough good things about Lucas. He went above and beyond to make our home buying experience seem so smooth and flawless. We appreciate everything he and his team achieved for us and we would recommend Lucas and his company to anyone looking to purchase a home. Thank you for everything Lucas. We appreciate you very much.

When I started this journey I was no nervous about the process, and the market. With research I was lucky and blessed to have found Lucas. If I could give this man 10 stars I would. He worked hard for us, was available anytime we needed him, and always new how to calm me down with things seem to get stressful. He was not only a lender in this process but he was also a friend if you are looking for someone that will work hard for you, Care about your needs, and always be truthful and up front then call Lucas!!! Thank you Lucas we absolutely love our home! I will be recommending everyone to you that is looking for a future home!

Thanks Lucas! I will refer you to others. It was a pleasure working with you! I appreciated your professionalism in navigating the current challenges with the Covid19. I sincerely look forward to working with you again in the near future on my next transaction! Best regards, Dan

Lucas kept us completely informed of every step!! Made the entire process go super smooth!! Thank you to Lucas for amazing customer service!! Would highly recommend.

I worked with Lucas on my first home and was so satisfied with my experience, he was the 1st one I called for my second home purchase. He was easy to work with, helped me every step of the way and I felt he definitely went above and beyond for us. He will always be my 1st choice. Thank you Lucas

Lucas and his crew were wonderful to work with. Can't say how happy my wife and I are with the services provided. Bravo!

Lucas and his Team embody all of the special characteristics you seek for a mortgage transaction; availability, technical competence, superb responsiveness & communications, as well as extraordinary interpersonal skill sets. Thoroughly impressed and give my highness recommendation. Thank you!!

This is my second time Using Lucas Schell and his team... I can honestly say there is no more honest, hard working people out there.... Not only did we close my second loan faster this time the whole experience was painless... Lucas Schell has to be the hardest working loan guy I know. He not only explains and make you feel like you are a part of the whole process his dedication and careful attention to each and every detail is beyond explanation. Frankly I don't know why anyone else would not use these guys to buy a home or refinance a loan. Lucas is beyond honest and frankly the no B.S. concept and his professionalism blows me away. There is not enough words to describe how happy and content I am using or recommending him to a friend or family member. Its nice to know professionalism and customer service still survives today!

Lucas was amazing! This is the 2nd home he has helped our family to buy and was always there to answer all our crazy questions!!

Lucas Schell, and his team wonderful to work with! He answered all our questions, responded quickly to emails, helped us through the home-buying maze, and he even showed up on our signing day--just in case we had any questions. I highly recommend him as a mortgage consultant!

Lucas went above and beyond to make everything go smoothly for us with our recent home purchase. Couldn’t recommend more, he is truly a joy.

My husband and I were referred to Lucas Schell through our realtor. We are first time home buyers and were a little nervous about the process. Our realtor forwarded our information to Lucas and he touched base with me that same night (which was a Sunday by the way) to schedule some time the following morning to get us pre-qualified. The next morning we spoke on the phone, he asked a few questions and had us pre qualified in no time. Once we were pre approved we started looking for houses and found our house about a month later. This is when I really got to interact with Lucas. He is absolutely awesome at his job. He is a great listener, he explains things thoroughly in a way you can understand! He really followed through with everything from day one all the way till we closed on our first home. Another thing I really liked was he always makes time. I talked with him quite a bit during the 45 day escrow and he always made himself available to answer any questions that we had. Buying our house with Lucas and his team was a positive experience, you HAVE to go with Lucas Schell! He has so much knowledge to offer on the whole process of buying a home not just the loan process but the whole process. That was so valuable to our family. He is a blessing to our family and we highly recommend him. Buying a home can be hectic and at times stressful so make it easier on yourself and call Lucas and let him guide you through the process! You won't be sorry! Happy New Year and good luck with your home buying experience!

We recently have had the pleasure of working with Lucas Schell in Coeur D' Alene Idaho. Lucas and His team have been extremely professional, and on time with every document and transactional requirement to close our loan. This particular transaction had extremely difficult issues, that kept presenting themselves for several weeks on diligence and issues with a older home purchase in the Coeur D'Alene area. Lucas and his team have tirelessly worked through all of concerns meeting and exceeding requirements allowing us to transact on the original targeted closing dates. This individual and company is a winner ! We would highly recommend utilizing their services for your Mortgage needs.

I needed someone with extensive experience to create a way for me to get a loan. Being retired and self employed for the last several years prior to retirement, I couldn't qualify for a conventional bank loan. Lucas, an experienced broker, and his team put together a plan that made the purchase of a new home possible. I would recommend Lucas Schell to anyone who has gone the conventional route and been denied a loan. The process from open to closing was seamless.

Lucas did a great job on our loan! Everything was smooth and easy!

You won't regret choosing Lucas Schell as your lender. He always provides great service and makes sure that your loan comes in on time without a hitch. We have bought several homes and always come back to Lucas.

Recently completed my third loan, 2 home purchases and one refinance over a 2 year period, with Lucas Schell and his team. All three loans went off without a hitch - despite some adverse circumstances beyond Lucas's control. In every case, he kept me informed on the status, up to date on the best rates, and I always felt he had my back. Despite my numerous calls and questions, he always took the time to respond quickly and with his good-natured manner. A REAL PLEASURE TO WORK WITH!

Such a great experience with Lucas Schell and his team! Just bought our first home and Lucas made it such a positive smooth experience. He is so knowledgeable about the process and makes sure to get back to you when you have any questions or concerns.

What can I say!? Lucas worked hard to secure us a very unconventional loan. It took a long time but he never stopped pushing and was able to get us into the home of our dreams! He was easy to talk to and work with. Professional but funny too.... overall our experience was good and ended in success!!

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Contact Us

3100 West Ray Rd. Suite 201 Office # 209
Chandler, AZ 85226
Phone: (208) 699-3384
Lucas@corehomelend.com